PayPal Credit is like a credit card without the plastic. And with 0% interest for 4 months on all purchases of £150 or more, it’s the perfect way to spread the cost of larger online purchases.

A 0% interest offer you can use again and again.

Paypal's 0% interest offer is better than just an introductory offer. Simply spend over £150 and you get 0% interest for 4 months on that purchase. The great thing is you’ll automatically get 0% for 4 months every time you spend over £150. So, if you’re planning a weekend away or fancy splashing out on a new wardrobe, PayPal Credit is the perfect way to spread the cost of those larger purchases.

It’s quick and easy to apply for PayPal Credit – all you need to do is choose Paypal as your payment method at checkout, and from there you'll be asked if you'd like to use Paypal credit for your transaction. Simply follow the steps and you'll be enjoying your 4 months 0% interest in no time!


As with any credit decision, it's important that you understand the rates, and conditions of your borrowing. The Paypal Credit terms and conditions, plus FAQs can all be found on the Paypal website along with lots of other helpful information. Make sure you've read and understood them before making any decisions about borrowing.

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